Do You Know Someone in Need of a Financial Second Opinion?
They say the only constant in life is change. On a regular basis, things in our lives change—some of which are beyond our control. The markets are volatile, our interests change, our families grow, a new job opportunity presents itself.
Whether or not by choice, different life and economic events can alter your financial priorities. And as a result, your investment plan or financial blueprint may not align with your goals or be working hard enough for your changing priorities. It may make sense for some people to explore different financial strategies to double check that their current plan still makes the most sense for them.
Does this sound like the situation of someone you know? If so, a financial second opinion could make the world of difference.
A Financial Check-Up
What will a second opinion look like for your friend, colleague or family member? We’ll take the time to get to know them personally. We will listen, evaluate, and create customized, individualized solutions for each client.
We will reevaluate their current investments to make sure their strategies are in line with their objectives. From estate planning to retirement strategizing to saving for children’s education, we will be an unbiased source of guidance and resources to help them succeed.
We can answer any questions they may have about the market, strategies, or basic financial tips and principles. Then, we can apply their concerns, ideas and aims to their current plan to see how everything lines up, making sure that they know where they stand and how to get where they want to be.
Think of a second opinion as a financial check-up, just like a physical check-up or eye exam you’d get from your doctor. Meeting with your friend or family member, we’ll take the time to get to know them and their unique financial situation, ask them to outline their financial goals, and review their current plan, 401(k), investment portfolio, insurance policies, and more. This allows us to determine where they stand and where they want to be so that we are on the same page with their objectives.
We will also reevaluate their current investments to make sure their strategies are in line with their objectives. From estate planning to retirement strategizing to saving for children’s education, we will be an unbiased source of guidance and resources to help them succeed.
Along with answering any questions they may have about the market, strategies, or basic financial tips and principles, we’ll apply their concerns, ideas and aims to their current plan to see how everything lines up.
The Benefits Of A Second Opinion
Once we have a good overview of their financial picture, we work together to re-evaluate and readjust. If we think their current investments and financial strategies continue to be well suited to their long-term goals despite the market turmoil, we’ll gladly tell them so and send them on their way.
If, on the other hand, we think their plan no longer fits their goals, we’ll explain why and, if they’d like, share some alternatives we recommend. It may be that minor adjustments are needed based on their age, current economic woes, or a change in priorities and plans.
It never hurts to take a second look at their financial plan to ensure that it is up-to-date, still applicable to all aspects of their life, and ideally suited to achieve their long-term dreams. Regardless of the outcome of our second opinion, they will have full confidence in us, in their decisions, and in their financial plan.
Do You Know Someone Who Would Benefit?
We’re proud to say that many of our clients are referrals other clients have made. Over the years, we’ve built strong and long-lasting relationships with my clients who not only trust us to manage their money, but also trust us enough to refer their loved ones to me. We like to serve as more than just an advisor; we also aim to be an objective guide, a shoulder to lean on, a financial teacher, a business consultant, and a professional people can rely on for honest advice.
The highest compliment you can give us is to let someone else know about your exceptional experience working with Key Wealth Partners. We value our clients and want to take the time to get to know each individual I work with on a personal level.
If you know someone who would benefit from a financial second opinion, send them our way and let us help them evaluate where they are now, determine where they would like to go, and address any gaps that may be apparent. Or, if you think you yourself would gain from a financial check-up, give us a call at (717) 283-4186 or email firstname.lastname@example.org to schedule a “Get Acquainted” meeting.
David Niggel, CFP®, ChFC®, AIF® is the founder and president of Key Wealth Partners, LLC, an independent wealth management firm serving individuals, families, and business owners. Along with over a decade of financial services experience, he has advanced knowledge and training in providing holistic financial planning with fiduciary and ethical care, holding the CERTIFIED FINANCIAL PLANNER™, Chartered Financial Consultant®, and Accredited Investment Fiduciary® certifications. With hands-on entrepreneurial experience, he has the unique ability to help clients meet both their individual and business goals. Based in Lancaster, he serves clients through the York, Harrisburg, Hershey, and Central, Pennsylvania areas. Learn more by visiting www.keywealthpartners.com or connecting with David on LinkedIn.